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Thursday, September 10, 2020

Doorstep Banking (DSB) Launched by Public Sector Banks(PSBs): Everything you need to know

Department of Financial Services (DFS) has undertaken EASE (enhanced access and service excellence) reform in 2018. Now as a part of EASE reform 2.0, Finance Minister has launched Doorstep Banking (DSB) in order to provide the convenient doorstep banking to the customers.

 

Target Customers

Initially doorstep banking was proposed for senior citizens and differently able customer who found it difficult to visit the branch but now under EASE reform 2.0 this service is extended to all the customers. This service may be useful for:

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Features of the Service:


 

 

 

 

 

 

 

 

 

 

  • The service is outsourced to M/s Atyati Technologies Private Limited and M/s Integra Micro Systems Private Limited. Area of operation of both the firm will be different
  • This service can be availed in 11 languages
  • Geo tagging of Agent will be done so that customer can track the real time position of the agent assigned to him
  • Multi Channel notification will be sent to customer through SMS, Email, in app push notification for each stage of his order/service
  • Service will be delivered withing 3 hours if ordered before 3:00pm
  • All the services will be provided by agent by adhering the COVID-19 safety norms
  • This service will be provided by the appointed agencies with a nominal charges. However charges are not yet disclosed.
  • Services once ordered, it may be cancelled before picking up the cash/DD/Pay Order/FD etc from Bank or Cheque/Cash/DD/Pay Order etc from customer. In this case charges will be refunded to the customer

 

 

Cash / Financial Transaction:

1                 Cash deposit

2                 Cash withdrawal


 

 

 

 

 

 

 

 

 

 

 

Non-Cash / Non Financial Transaction:

1                 Pick up of negotiable instruments (cheque/draft/pay order etc.)

2                 Request account statement

3                 Pick up new cheque book requisition slip

4                 Delivery of non-personalized cheque book draft, pay order, term deposit receipt, acknowledgement etc.

5                 Accetance of 15G/15H forms

6                 TDS/form 16 certificate issuance

7                 Delivery of pre-paid instrument/gift card

8                 Issuing standing instructions


 

 

 

 

 

 

 

 

 

 

 

 How to avail Doorstep Banking:


 


 

 

 

 

 

 

 

 

 

List of PSU Banks covered under Doorstep Banking:

 

1               eAndhra Bank

2               eAllahabad Bank

3               Bank of Baroda

4               Bank of India

5               Bank of Maharashtra

6               eCorporation Bank

7               Canara Bank

8               Central Bank of India

9               Indian Bank

10           Indian Overseas Bank

11           eOriental Bank of Commerce

12           Punjab National Bank

13           Punjab & Sindh Bank

14           State Bank of India

15           eSyndicate Bank

16           Union Bank of India

17           eUnited Bank of India

18           Uco Bank

 

100 Doorstep Banking Centers Pan India

1          Agartala

2          Agra

3          Ahmedabad

4          Aligarh

5          Anand

6          Asansol

7          Aurangabad

8          Bardhaman

9          Bareilly

10        Bhavnagar

11        Bhubaneswar

12        Chandigarh

13        Chennai

14        Coimbatore

15        Delhi

16        Dombivli

17        Durgapur

18        Gandhinagar

19        Gurugram

20        Guwahati

21        Howrah

22        Hyderabad

23        Jamnagar

24        Jhansi

25        Kalyan

26        Kolkata

27        Lucknow

28        Madurai

29        Mahad

30        Meerut

31        Mira Bhayandar

32        Mumbai

33        Nagpur

34        Nala Sopara

35        Navi Mumbai

36        New Delhi

37        Noida

38        Palghar

39        Panchkula

40        Pataudi

41        Patna

42        Prayagraj

43        Puducherry

44        Pune

45        Rajkot

46        Sambalpur

47        Saphale

48        Saralgaon

49        Secunderabad

50        Shillong

51        Surat

52        Teppakulam

53        Thane

54        Thirunagar Colony

55        Thiruverumbur

56        Tiruchirappalli

57        Ulhasnagar

58        Vashi

59        Virar

60        Warangal

61        Ajmer

62        Amritsar

63        Belgam

64        Bengaluru

65        Bhilai Nagar

66        Bhopal

67        Bilaspur

68        Chaibasa

69        Dehradun

70        Dhanbad

71        Guntur

72        Gwalior

73        Hubli-Dharwad

74        Indore

75        Jabalpur

76        Jaipur

77        Jalandhar

78        Jammu

79        Jamshedpur

80        Jodhpur

81        Kochi

82        Kota

83        Kozhikode

84        Ludhiana

85        Mangalore

86        Margao

87        Mysore

88        Panaji

89        Patiala

90        Raipur

91        Ranchi

92        SAS NAGAR

93        Shimla

94        Srinagar

95        Thiruvananthapuram

96        Thrissur

97        Tirupati

98        Udaipur

99        Vijayawada

100      Vishakapatnam

 

 References: psbdsb.in

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